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Sales: 231-239-6355 Service: 231-261-7478
Parts: 231-261-1282
3632 US-10, Ludington, MI 49431

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Find the Perfect Loan or Lease Option at a Dealership Near You

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Ludington, MI

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Expert CDJR Financing: Find the Perfect Loan or Lease Option at a Dealership Near You

A vehicle is one of the most exciting purchases a person can make. But not everyone has the money to pay for a new vehicle at once – and that is no problem. At Watson Ludington, we offer various financing options to help customers afford their dream vehicles. 

Our finance experts are ready to take the stress out of your auto financing and walk you through every step of the process. We work with people of all credit types and can help you secure a favorable lease or loan deal, no matter your financial situation. Drop by our auto dealership in Ludington, MI, to have a chat with our finance professionals, discuss the available options, and learn about our CDJR financing offers.

Finance a New Vehicle at Watson Ludington

Auto financing is quick and hassle-free when you work with our team at Watson Ludington. Our experts are committed to getting you behind the wheel of your new CDJR model. 

Whether you are looking for a vehicle loan or going for a lease, we can help. We have excellent working relationships with leading lenders and can help you find the top deals for your situation. But before submitting your financing application, here are some basic terms you need to know: 

Down Payment: This is the money you pay upfront to the dealer when financing a vehicle. It is a percentage of the vehicle’s overall cost at purchase and usually ranges between 10% to 20%. However, the exact amount will depend on several factors, such as your credit history, the lender’s policies, and the vehicle’s age. Making a substantial down payment for loan conditions regarding interest rates and the repayment period is advisable.

Down Payment

Interests: Interest is the additional money you pay on top of the loan as a fee for borrowing. It is expressed as a percentage of the principal amount and calculated annually. The interest rates, also known as annual percentage rates or APR, will depend on your credit rating, the age of the vehicle, loan term, and several other factors.

Loan Term and Tenure: This is the length of time you have to repay the entire vehicle loan (loan amount and accrued interest). Most lenders will ask you to repay the money within three to five years, but you can get a longer loan term sometimes. Factors determining your loan duration include your credit score and initial deposit.

Loan Term and Tenure
Monthly Payments

Monthly Payments: The monthly payment is the fixed amount you must pay to the lender monthly throughout the auto loan. It is used to repay the loan amount and any interest or fees accrued on that principal. You need to make monthly payments to avoid getting a penalty or fine, which can further increase the debt. Try our online payment calculator to get an idea of your payments for a particular loan amount, and fill out our finance application to begin the auto financing process.

Shop for a Vehicle At Our Dealership in Ludington, MI.

Visit Watson Ludington today to check out the new and used CDJR models we have available and take anyone that you like on a test drive. Our lot is full of fantastic options like the incredible Jeep Grand Cherokee for sale and the rugged RAM 1500 for sale. Take a trip to our dealership near Scottville, MI, today to see these vehicles up close and ask any questions you have about RAM and Jeep financing in Ludington, MI.

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While great effort is made to ensure the accuracy of the information on this site, errors can occur. Please verify all pricing information with a customer service representative. This is easily done by calling us or visiting us at the dealership.

Customer may not qualify for ALL Rebates shown. Some rebates are stackable and others can and cannot be combined. See Dealer For Complete Details.